JP MORTGAGES
Construction Loans
Whether you are looking to build your dream home or an investment property, we are here to help! Our team will provide you with excellent advice throughout the process, ensuring everything runs smoothly and seamlessly.
As your trusted finance partners, we collaborate with your builder and the bank to ensure all progress payments for your construction loan are made on time. We process these payments promptly upon receiving your confirmation that you are satisfied with the builder’s work quality at each milestone, making the process smooth and stress-free.
Upon completing your construction project, we can assist by ordering a valuation of your build and reviewing your construction loan. This evaluation helps determine whether refinancing to a different lender or product could be beneficial, supporting you in achieving your financial goals more quickly.
JP MORTGAGES. THE RIGHT PEOPLE, THE RIGHT CHOICE.
Our Process
Step 1
Contact Our Team
Reach out to our team to discuss your goals and how we can support you in achieving them, whether this may be seeing if there is a better deal out there than your current mortgage or releasing some equity to finish that renovation or consolidating some personal loans and credit card debt.
Step 2
Appointment
Your Broker will help walk you through the process and present you with a selection of loan options that are tailored to fit your specific needs and circumstances.
Step 3
Preparing Your Application
Once you are happy with our recommendation that best fits your financial needs and goals, we will proceed to prepare your loan application. We will guide you through each step of the process, ensuring that your application is thorough and optimized for approval.
Step 4
Submitting Your Application
Once your loan application is submitted, we will collaborate with the lender to expedite the approval process. We will address any queries promptly and keep you informed throughout, aiming to secure a fast and favourable outcome. Our goal is to expedite the approval process while keeping you informed every step of the way.
Step 5
Settlement
Once your loan is approved, we will work closely with all relevant parties to ensure settlement occurs in a timely manner.
Step 6
Ongoing Support
Additionally, our support doesn’t stop after settlement. We’re committed to saving you as much money as possible with regular loan reviews! Relax and have peace of mind knowing we’ve got your back.
Meet Our Lenders
We are proud to offer to you a carefully curated network of reputable lenders who share our commitment to excellence and client satisfaction. Our extensive partnerships encompass a diverse array of financial institutions, including major banks, credit unions, and private lenders, ensuring that we can offer our clients a comprehensive range of loan options tailored to their unique needs.
Our Success Clients
I can’t express highly enough how professional and helpful the team were at JP Mortgages. With their experience and knowledgeable advice we were able to purchase our beautiful home.
Definitely recommend to anyone, thanks so much JP Mortgages.
Natasha Stone
Can’t recommend james and the rest of the team at JP mortgages enough! Easy to contact and communicate with from the get go. Went above and beyond to put me at ease! The ongoing support is second to none and I’ll definitely be back. Can’t thank James enough for all his work
Sam Hunt
James, Matt and Alyssa have been very helpful and professional from the very start when I first let them know my situation right up until the very end when my mortgage was settled. I recommend for all property investors in Aldinga and surrounding region to count on JP Mortgages for their loan solutions. I will be using their services again soon when it comes to investing in my next property, probably in a year from now.
Stavros Markou
If you questioning whether a Mortgage Broker is the way to go? Then trust me when I say, making the step to go see JP mortgages will put you at ease. I was so unsure where to start with buying my first home. As soon as I arrived to see James and Alyssa, they made me feel so comfortable. They’ve made sure every step was informative and seamless. Now thanks to the team I’m a first time home owner. Will definitely be back
Michelle Binns
James & the team did an incredible job at getting my house loans documents ready in such a short amount of time. I couldn’t be more grateful! Highly recommended for their great communication, expertise & friendliness.
Amy-Lee Macrow
After waiting in the banks for months we decided to make an appointment with James. Best decision ever he explained everything and the turn around was quick - would definitely recommend!
Nikki Jones
If I could give more stars I would. JP Mortgages gives incredibly professional service.
Kirsty Martinese
frequently asked questions
Most lenders will expect you to pay the interest monthly during the construction process, but we do have access to lenders which do not have any repayments for up to 12 months while your property is being built.
You can pick your own builder as long as they have a current builders licence and necessary insurances. You can also organise your own trades for work that needs to be completed which is outside the build contract. Such as solar panels, driveway, landscaping, fencing etc.
No. Typically the builder gets paid in multiple instalments as the build progresses
Yes. If you find a vacant block of land and do not have your builder organised yet. We can organise finance to purchase the land so that you don’t miss out.
Areas We Service
- Aldinga
- Aldinga Beach
- Sellicks Beach
- Myponga
- Mount Compass
- Seaford
- Moana
- Willunga
- Christies Beach
- Hallett Cove
- Port Willunga
- Sellicks Hill
- McLaren Vale
- Seaford Rise
- Seaford Heights
- Seaford Meadows
- Port Noarlunga
- Port Noarlunga South
- Old Noarlunga
- Maslin Beach
- Morphett Vale
- Woodcroft
- Hackham
- Hackham West
- Aldinga
- Aldinga Beach
- Sellicks Beach
- Myponga
- Mount Compass
- Seaford
- Moana
- Willunga
- Port Noarlunga
- Port Noarlunga South
- Old Noarlunga
- Maslin Beach
- Christies Beach
- Hallett Cove
- Port Willunga
- Sellicks Hill
- McLaren Vale
- Seaford Rise
- Seaford Heights
- Seaford Meadows
- Morphett Vale
- Woodcroft
- Hackham
- Hackham West
