Your Local Broker
for Seaford.

JP Mortgages is based at 35 Old Coach Road, Aldinga - a 10-minute drive south of Seaford. We've helped hundreds of locals across Seaford, Seaford Heights, and Seaford Rise secure the right home loan.

Whether you're a first home buyer in Seaford Heights, a family upgrading in Seaford Rise, or refinancing an established home - we compare 70+ lenders to find the right loan structure. Our service is completely free to you.

• We're In the Area

  Our office is at 35 Old Coach Road, Aldinga - a 10-minute drive south of Seaford via the expressway. Drop in any time, or book a home visit and we'll come to you.

• We Know the Properties

  From established homes in original Seaford to newer builds in Seaford Heights and Seaford Rise, beachside properties, and townhouses near the train station - we understand the local property mix.

• Real Relationships

  Seaford is full of growing families, young couples and train commuters - many of our clients are at the same life stage. We get the priorities and the constraints.

• First Home Buyers

  Buying your first home? We'll help you access First Home Owner Grants, stamp duty exemptions, and low-deposit options.

• Refinancing

  If you've been with the same lender for 2+ years, you're probably paying too much. We'll review your loan and find better rates.

• Investment Loans

  Building a property portfolio? We structure investment loans to maximise tax efficiency and borrowing capacity.

• Construction Loans

  Building new on a rural block or in a growing estate? We specialise in construction finance with progress payment management.

• Defence Personnel

  RAAF Edinburgh and DHA properties? Our broker Matt Thomas served in the Army and specialises in defence-specific lending.

• Self-Employed

  Run your own business? We work with specialist lenders who understand fluctuating income and creative income structures.