Your First Home
Starts Right Here.
You don't need to have it all figured out. Whether you've been saving for years or you're just starting to think about it, we'll show you exactly where you stand and what's possible.
Where Are You At?
Wherever you are in the journey, we can help. Pick the one that sounds most like you.
Just Starting to Think About It
You're not sure what you can afford or where to begin. That's completely fine, most people start here.
Let's chatSaving & Getting Ready
You've got some savings and want to know if you're on the right track. We'll check your borrowing power and help you plan.
Check my positionReady to Buy
You've found a place (or you're close). You need pre-approval and someone to guide you through the offer process.
Get pre-approved
You Might Be Eligible
for More Than You Think
There are several government grants and schemes designed to help first home buyers get into the market sooner. We'll help you figure out which ones apply to you.
First Home Owner Grant
A one-off payment to help you purchase or build your first new home. Eligibility and amounts vary by state.
Stamp Duty Exemption
First home buyers in SA may be exempt from stamp duty on properties up to a certain value, saving you thousands.
First Home Guarantee
Buy with as little as 5% deposit without paying Lenders Mortgage Insurance. Limited places available each year.
Shared Equity Schemes
The government co-owns a portion of your property, reducing your loan amount and repayments significantly.
From First Chat to First Home
We've walked hundreds of locals through this process, here's exactly what happens.
- Step 1
Have a Chat With Us
Tell us where you're at, even if you're just thinking about it. We'll explain the process, answer your questions, and give you a clear picture of what's possible. No pressure, no commitment.
30 minute chat - Step 2
Work Out What You Can Borrow
We'll look at your income, savings, and expenses to work out your borrowing power. We'll also check which grants and schemes you're eligible for, you might qualify for more than you think.
Same day - Step 3
Get Pre-Approved
Pre-approval means you can search with confidence. Sellers and agents take you seriously, and you know exactly what you can spend. We handle the paperwork.
3–5 business days - Step 4
Find Your Home & Make an Offer
Start looking! When you find the one, we'll help you understand the offer process, including conditions, building inspections, and making sure your finance is locked in.
When you're ready - Step 5
Settlement, You Get the Keys!
We coordinate with the lender, your conveyancer, and the seller's team to get everything across the line. Then it's official, you're a homeowner. We'll be here if you need us after that too.
On settlement
Frequently Asked Questions
Ready to Take the First Step?
Book a free, no-pressure chat with one of our brokers. We'll show you exactly where you stand.